About Us
About Us
Why would a business struggling to get paid on time choose Prodigal Money over other options?
It’s Simple.
We are easy to do business with, we get results and we do it with dignity and respect.
We have designed our Probationary program to serve Account Receivables industry professionals, Businesses, and Consumers. The Programs are as follows.
Avinash Kushwaha
Behind the success of Prodigal Money stands a leader of exceptional caliber—an Ironman, an UltraOceanman, and a visionary entrepreneur who has built multiple thriving brands. Known for their relentless drive and commitment to excellence, our founder brings an unparalleled blend of discipline, endurance, and strategic thinking to the world of asset recovery.
With a profound belief in risk management and compliance, they champion the philosophy of “getting the right things done, the right way.” Their leadership ensures that Prodigal Money operates with transparency, integrity, and a results-driven approach.
An innovator at heart, our founder continually seeks to redefine industry standards, empowering lenders with solutions that are both practical and transformative. Their passion for building robust systems and fostering long-term partnerships has been instrumental in establishing Prodigal Money as a trusted name in the recovery of Non-Performing Loans.
Meet Shamlee Mhaske
Meet Shamlee Mhaske – The Driver of Excellence
Shamlee Mhaske is the dynamic force behind Prodigal Money’s operational success. As the key driver of the business, she excels in assurance, fostering strong client relationships, and ensuring seamless team collaboration. With a keen eye for detail and an unwavering commitment to excellence, Shamlee is dedicated to delivering results that surpass expectations.
Her expertise lies in bridging the gap between client needs and operational efficiency, creating a harmonious balance that drives growth and satisfaction. A natural leader, Shamlee inspires her team to achieve their best, all while maintaining the highest standards of professionalism and integrity.
In her role, she embodies Prodigal Money’s core values—transparency, accountability, and a relentless pursuit of success.
Meet Our Team
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Why Choose Prodigal Money?
A. Proprietary Internal Assessment and Assurance Program
Three-Body System Framework: Ensuring Governance & Performance
Three bodies are as follows:
- Role: External auditors
- Responsibilities:
- Navigating the landscape with compliance and safeguarding business reputation,
- understanding the legal and regulatory aspects of debt collection,
- leveraging technology to enhance efficiency in debt collection processes,
- Effective communication techniques for debt collection via phone, email, and meetings,
- Negotiation strategies for resolving disputes and objections,
- Crafting persuasive debt collection scripts and emails
- Role: Internal auditors
- Responsibilities:
- Due Diligence
- Role: Executive leadership
- Responsibilities:
- Implementing preventive measures to avoid delinquencies
- Techniques for handling difficult debtors with confidence
- Retrieving long-aged debts while maintaining strong customer relationships
- Effective communication techniques for debt collection via phone, email, and meetings
- Negotiation strategies for resolving disputes and objections
- Managing payment arrangements and instalments from individuals
- Crafting persuasive debt collection scripts and emails
Internal assessment & assurance program workflow:
Objective Setting :
Define Goals: Clearly articulate the objectives of the assessment program (e.g., compliance, risk management, operational efficiency).
Alignment: Ensure alignment with overall organizational goals and strategic priorities.
Scope Definition :
Scope Identification: Define the scope of the assessment program, including departments, processes, systems, and geographical locations to be covered.
Inclusions and Exclusions: Specify what will be included and any specific areas or aspects that will be excluded from the assessment.
Risk Assessment :
Risk Identification: Conduct a risk assessment to prioritize areas for assessment based on potential impact and likelihood.
Risk Criteria: Establish criteria for evaluating and categorizing risks to guide prioritization and resource allocation.
Methodology Development :
Assessment Methods: Determine the methodologies and tools to be used (e.g., interviews, document reviews, data analysis, compliance audits, technology assessments).
Standards and Benchmarks: Define standards, benchmarks, or best practices against which assessments will be conducted.
Data Collection and Analysis :
Data Gathering: Collect relevant data, evidence, and information through various methods.
Data Analysis: Analyze collected data against established criteria and benchmarks to identify strengths, weaknesses, and areas for improvement.
Reporting :
Reporting Structure: Establish a reporting structure that outlines the format, content, and frequency of reports.
Findings and Recommendations: Present findings, conclusions, and actionable recommendations clearly and concisely.
Action Planning :
Actionable Recommendations: Develop action plans to address identified weaknesses, gaps, or areas for improvement.
Responsibilities and Timelines: Assign responsibilities, set timelines, and allocate resources for implementing action plans.
Implementation and Monitoring :
Implementation Oversight: Monitor the implementation of action plans to ensure they are executed effectively.
Progress Tracking: Track progress against timelines and milestones to measure effectiveness and address any deviations.
Review and Continuous Improvement :
Program Evaluation: Regularly review the effectiveness of the assessment program itself.
Feedback Mechanism: Incorporate feedback from stakeholders to improve processes and outcomes continuously.
Documentation and Communication :
Document Management: Maintain comprehensive documentation of assessment activities, findings, and actions taken.
Communication Strategy: Establish effective communication channels to ensure stakeholders are informed and engaged throughout the process.
Training and Awareness :
Training Needs: Identify training needs for personnel involved in the assessment and assurance program.
Awareness Programs: Conduct awareness programs to foster a culture of compliance, accountability, and continuous improvement.
B. Professional Services
We assure you that provide high-quality, 24/7 debt collection services with the assistance of a diligent and highly professional team. Easy monitoring of your case and progress with our project managers.
C. Increased Collection Rates
We have core competency concerning delivering satisfactory debt collection services resulting in increased collection rates. It helps in the smooth cash flow running into the organization.